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SPAIN LIVE Service - The private health insurance in Spain are still very favorable. Between 500 and 1,500 € a year it cost if you want a basic alternative to the delays of the public system. This is additional insurance, since one to the English Social Security as a public health insurance is not around - at least while you work.
private providers such as Sanitas, Adeslas, Aziza, DKV and others have their own contract doctors and well in many places equipped international clinics. They offer individual patient rooms instead of shared rooms and more free choice of doctor. Both are in the public health insurance is not widespread. Also you can make an appointment directly with the specialist and must be paid not only by a doctor. In some cases, investigations must be authorized, but usually it is enough to introduce insurance card.
provision is usually the medication must be paid by yourself in private, while the Social Security in adults 60 percent of the cost to it and 100 percent among children and pensioners. In addition, you generally will pay per survey, analysis or intervention for a small fee of a few euros, which will be debited from the account.
The rates for private health insurance rise with age (at Sanitas about paying a 30-year-old man 540 euros and a 57-year-old in 1320 € a year. At slightly higher contributions and a completely free choice of doctor is possible, that takes the Health Insurance the bill of the doctor, even if it does not belong to the insurance company. Even German-speaking doctors can therefore be studied.
For about six euros a month you can also dental procedures insure privately, with costs usually covered only to a certain extent be. The State Social Security pays only particular for pulling teeth. For children up to 15 years, according to a new health plan also take examinations, fluoride treatments, x-rays and fillings. The gradual implementation of this improved performance, however, regional differences and not yet complete everywhere.
braces, for example, continue not taken over by state insurance. Braces treatments may be more favorable to the private insurance, and even then usually only the pro rata costs are covered.
An advantage of the private service, the 24-hour telephone service, which answered in emergency medical issues, and also in English or German. Some regions, such as Madrid, interpreters but have also introduced at public hospitals.
The public health system is lack of sufficient number of physicians and investment in many places overloaded. Spain's population has grown over the last few years by millions of non-European immigrants and the influx of hundreds of thousands of EU residents, the health infrastructure has not kept pace.
Nevertheless, the public hospitals are characterized by excellent doctors with a lot of experience and modern technology. The private Zusatzvericherung effectively is a small luxury, at the relatively low rates Is also worthwhile. Clementine Kügler
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